All joint owners should approve to conduct the division through duly signing the transfer forms in front of authorized SDC employee or the presence of their legal representative that is authorized to divide the joint ownership by virtue of a power of attorney that expressly states the agent's authorization to divide the joint ownership and assign the securities necessary to rectify the number of shares between the joint owners. If anyone of joint owners were deceased, the division is conducted by the presence of all inheritors or their legal representative that is authorized to divide the joint ownership, in case there are minors among inheritors, their guardian should provide the SDC with the proper permission by the competent courts to divide the joint ownership.